The Bengals were trailing the Dolphins 17-13 and had 4th and 5 at the Dolphins 23 with 3:05 left in the game. GO FOR IT! If you make the FG, you only have one shot at holding the Dolphins as one first down will run out the clock. The Bengals attempted a FG and missed. Game over.
The Chiefs were trailing the Ravens 9-3 with under 5 minutes left in the game and had 4th and 9 at the Ravens 13 yard line. GO FOR IT! The Chiefs hadn’t move the ball well all day. They are a team going nowhere. Play for the win. Instead they kicked a field goal and the game was over as they never got the ball back.